Have you ever wondered how to go about analysing a Cap Rate for an investment ? Are you trying to figure out what NOI means? Do you want to know how to calculate the various types of ROI, like Cash-on-Cash Return and Total Return? If so, no need to struggle alone – I’ve written what […]
An introduction to Real Estate Investment Analysis Read More »
The ability to acquire income generating assets is an essential part of achieving financial independence. If you can generate enough income from your savings, investments and business ventures, you can effectively ‘retire’ from the 9-5 grind of every day employment. For many people, this might seem like a pipe-dream, but it’s a serious goal of
There are many criteria I consider when making an investment in a stock. Among them is the price relative to historical value; does it look cheap, or is it at an ‘all-time high’? In theory, if I believe a company to be solid, short-term fluctuations in price are meaningless, so a falling value only encourages
I generally try to avoid too much controversy on this blog. Admittedly, I might occasionally pen a provocative opinion piece, but by and large, I try to stick to informative articles. Earlier this week, I took a call from now investor who really, really wasn’t ready for an investment in his business. That might sound
Are you ready to start seeking investment in your business? Read More »
I’ve written before about my approach to investing and trying to create an income producing portfolio of assets. It’s been difficult to find stable and secure investments over the last few years; especially if you’re trying to find income producing investments. Naturally, my search for income isn’t restricted to a single asset class, but historically,
Thoughts on creating an income producing portfolio Read More »
In my opinion, the key to achieving financial freedom is becoming financially literate. Becoming financially literate is the best way you can achieve ‘quick wins’ financially, and move yourself towards the future you want. As investment and business are rarely taught well in an academic context, financial literacy is pretty poor for most of our society.
Originally introduced as a way for ’Average Joe’ to buy into the stock market, Mutual Funds have experienced roaring inflows of investment for decades. Pooling the every day savings of millions of retail investors, they were championed as a great way to get professional investment management. But more recently mutual funds are losing their attractiveness
There is more information available to the average UK citizen than at any previous time in history. With just a few taps of a screen we can now access information on a whole range of retail investment opportunities; information on savings accounts, stocks, ISAs, PIPs, bonds, investment trusts and REITs is readily available and more
Are you missing the best investment opportunity? Read More »
I’m often asked how to go about sourcing investment opportunities. In my opinion, the ability to build relationships and connections is absolutely fundamental to success; the ability to establish a wide network of entrepreneurs and investors can help you to start developing a stream of opportunities far more lucrative than a simple retail bond or savings account.
Earlier this month, Panorama launched a documentary entitled ’The Great Pension Rip-Off’. The documentary was about the dangers posed by the Conservative’s recent pension freedoms, and as expected, there were the usual list of woeful stories from individuals who had been conned out of their hard-earned pensions by an unscrupulous company looking to make a
As some of you may know, when I first left University, I took up work with a company called Field Associates. It was a small business which positioned itself in the market as a ’growth consultancy and business brokerage’. What I came to learn was that this company handled a range of small business opportunities
I’ve already written about choosing investments in the stock marketing, but one of my preferred types of deal is the venture capital, or ’angel’ investment. The reason I enjoy these types of deal is the flexibility which they allow to provide significant benefits to all parties involved. As the capital partner, I’m looking to maximise
The question of whether to engage a financial adviser is a difficult one to answer. Despite this, if I am asked what added value an adviser brings, the answer simply rolls off my tongue. If your car breaks down, and you have a problem with the engine, you don’t try to fix it yourself. You hire
Are REITs (Real Estate Investment Trusts) a good investment? Will they continue to be in the face of a rapidly inflating property market? Whilst REITs are usually fairly unique (other than being a vehicle for investing in real estate), there are several factors that individuals can take into account when assessing an investment in one.
Building a passive income is the best way to become financially free. If that sounds like a bold statement to you, I’d ask you to look at a list of the world’s wealthiest individuals and see what they do for a living. Entrepreneurs and investors are those individuals who have realised that working for someone
