We all know that a moment in time can change our lives forever. A decision we make, a path we take, a road we choose – they can transform our lives for better, or worse. It’s usually impossible to know exactly what the outcome of our actions will be. But by being prepared to deal […]
With constant reports of incomes being squeezed, house prices rising, and new fears about inflation ticking upwards, are you making the most of your money? In my opinion, the most efficient way to generate an income is to utilise tax-free allowances to maximise your tax-free income. To those that follow personal finance, you’ll know that ever
I generally try to avoid too much controversy on this blog. Admittedly, I might occasionally pen a provocative opinion piece, but by and large, I try to stick to informative articles. Earlier this week, I took a call from now investor who really, really wasn’t ready for an investment in his business. That might sound
Are you ready to start seeking investment in your business? Read More »
I’ve written before about my approach to investing and trying to create an income producing portfolio of assets. It’s been difficult to find stable and secure investments over the last few years; especially if you’re trying to find income producing investments. Naturally, my search for income isn’t restricted to a single asset class, but historically,
Thoughts on creating an income producing portfolio Read More »
In my opinion, the key to achieving financial freedom is becoming financially literate. Becoming financially literate is the best way you can achieve ‘quick wins’ financially, and move yourself towards the future you want. As investment and business are rarely taught well in an academic context, financial literacy is pretty poor for most of our society.
I’ve written previously about information overload and about some of the systems I try and implement to keep on top of my work. One of my favourite tools is (and has been for some time), a productivity tool called Evernote. Loads of people have heard of Evernote, but aren’t quite sure what to do with it. I
When I started theethicalentrepreneur.com in 2015, it was intended as a hobby to help my develop my wordpress and writing skills. At the time, I picked three topics which interested me; Business, Economics and Politics, tied in my ‘ethical’ stance on business, and leapt of the deep end. Little did I know how much work
Unless you’re living under a rock, chances are that you’ve heard the news that Donald Trump has somehow won the 2016 US election and is going to be the next President. Whatever your political slant (personally, I wasn’t a fan of Hilary Clinton, but wouldn’t have voted for Mr Trump either), the reality is that
One of the greatest traps in business, micromanagement, is also a recipe for disaster in personal productivity. If you don’t trust your system, you’ll never let go of everyday minutiae, limiting your overall effectiveness. Essentially, a lack of trust can stop you from having a productive mind. Although it’s not a trait I find particularly
What is an employer looking for? Having been through the job search a few times, I’ve discovered a few tips and tricks to optimising the process. When I’m approached by someone looking for help, I usually find that their starting point is their own point of view, rather than that of a prospective employer. “It’s
Do you understand what an employer is looking for? Read More »
Originally introduced as a way for ’Average Joe’ to buy into the stock market, Mutual Funds have experienced roaring inflows of investment for decades. Pooling the every day savings of millions of retail investors, they were championed as a great way to get professional investment management. But more recently mutual funds are losing their attractiveness
Managing expectations is an important part of any deal. Successful deal makers work to ensure that when a negotiation is concluded, all sides feel satisfied with an agreement. Studies show that satisfied negotiators are more likely to uphold the terms, and more importantly ‘spirit’, of an agreement. As contracts may not cover every possibility, having partners
PING! Off goes your phone. You have another email. You reach over and glance at your screen to see the little orange circle has ticked up again. Does it make you wonder how anyone is handling email overload? If you’re struggling to keep on top of your email, you’re not alone. Although I do my
Earlier this year, I was browsing my local Waterstones, when I came across a copy of ‘Blair Inc.’ on the shelf. I have to admit to an enduring curiosity in our former Prime Minister, and so picked up the book and parked myself in the attached Costa to start reading. To those of you that
There is more information available to the average UK citizen than at any previous time in history. With just a few taps of a screen we can now access information on a whole range of retail investment opportunities; information on savings accounts, stocks, ISAs, PIPs, bonds, investment trusts and REITs is readily available and more
Are you missing the best investment opportunity? Read More »
